Special Occasions – From birthdays to Valentines and everything in between, you can use your loan to buy the perfect gift. So, if you wish to do something special for an important person in your life, then do not hesitate to apply for an online instant loan.
Birthdays – Celebrate your special day or a loved one in style. With flexible terms, you can be able to fit the repayments quite comfortably around your daily lifestyle.
Car Repairs – With an instant cash loan, you will be able to get back on the wheel after an unexpected breakdown.
Sales – There are numerous times where we all come across a sale we cannot go past. A quick cash loan can help deal with this without too much hassle.
As mentioned earlier, lenders vary and so do their requirements when it comes to all financing products. With MiFinance, you are required to meet the following in order to be eligible for applying:
- At least 18 years old
- Have a regular income going to your personal account for at least 3 months
- Be an Australian citizen
- Have an active email address and mobile number
So, before applying for any financing product, ensure that you meet the above criteria. If you do not meet the requirements above, unfortunately, you will not be able to submit an application.
What Are The Costs?
Interests rate differ when it comes to these loans, primarily due to the nature of every lender. However, in regards to short term loans with MiFinance, expect to pay 20% of the borrowed amount, usually referred to as establishment fee. Also, expect to pay 4% of the initial amount per month. MiFinance does not charge any interest on any loan product.
If you are unable to pay in time, it is important that you communicate in order to reschedule or adjust the repayment. If the payment amount is reduced, you will be exposed to a $20 fee. If you miss a repayment or dishonor one, you will be subject to a $30 fee. You will never be charged for being in arrears and if we are unable to recover the debt after 60 days overdue, the duty may be passed to external debt collectors. As such, ensure you are in constant communication to avoid such inconveniences.
Why Pick MiFinance?
There is no denying that the ability to get a loan with no credit and fast is appealing in itself. You also do not have to leave your couch to do this as the process is done 100% online. You do not have to jump a thousand hoops and wait for an eternity to apply. You only provide the necessary information within a few minutes and simply wait a while for the approval process.
The process is stress-free and enables you to meet your needs in no time. Also, the repayments are made easy by being automatically deducted payday loans Michigan from your account and the customer support is unmatched. Get in touch today for all your financial needs!
However, by using MiFinance, you do not have to worry about fraudsters. If we cannot offer you a loan, we can take the effort of doing the leg work and finding you an ideal lender in Australia. Even though most lenders perform a credit check, MiFinance can be able to find a lender that may look past it if our terms and requirements don’t match. However it is always better to accept that a credit check may be done but that having bad credit is not the end of the world.
Events – Don’t allow your budget to hamper the ability to afford your favourite band. Secure a loan ahead of time and enjoy your special day.